Official Document

Terms and Conditions ZK99

This document outlines the rules and responsibilities binding all users of the zk99 platform. Please read it carefully before registering or using any of our services.

Updated: 1 January 2026
Age Limit
For users aged 18 and above only
One Account Only
Each user may only hold one account
Right to Amend
zk99 reserves the right to update these terms at any time

1Acceptance of Terms and Conditions

By registering, accessing, or using any part of the zk99 platform at zk99.fun, you hereby agree to be bound by all terms and conditions stated in this document. This acceptance takes effect immediately upon completing the account registration process.

If you disagree with any part of these terms, you are required to stop using the zk99 platform immediately and contact our support team to close your account. Continued use of the platform following any amendments to these terms will be considered acceptance of the updated terms.

Important Note: zk99 reserves the right to change, amend, or replace any part of these terms at any time without prior notice. It is your responsibility to review this document periodically to ensure you remain informed of the latest applicable rules.

2Account Eligibility and Registration

Use of the zk99 platform is limited to individuals who meet the following requirements:

  • Be at least 18 years old on the date of registration.
  • Not prohibited by the laws or regulations of your country of residence from participating in online gambling activities.
  • Register using accurate, truthful, and complete personal information.
  • Does not hold any other zk99 account that is currently active or was previously terminated.

Each user is permitted to have only one active account. Registering multiple accounts, whether under the same name or different identities, is strictly prohibited and may result in the closure of all associated accounts and forfeiture of existing balances.

Zk99 reserves the right to request identity verification (KYC) at any time, including submission of a copy of your identification card, bank statement, or other supporting documents. This process is mandatory and is intended to protect the security of your account and ensure compliance with applicable legal requirements.

Warning: Providing false information during registration or the KYC process is a serious breach of zk99's Terms and Conditions. The affected account will be terminated and all pending winnings will be forfeited.

3User Responsibilities

As a zk99 member, you are fully responsible for all activities that occur within your account. This includes keeping your password confidential, not sharing your login credentials with anyone, and ensuring no unauthorised access to your account.

You agree not to engage in any of the following activities while using the zk99 platform:

  • Using automation software, bots, scripts, or any unauthorized technical means to gain an unfair advantage in games.
  • Colluding unlawfully with other players to manipulate game outcomes or exploit the bonus system.
  • Using the zk99 platform for any money laundering or illegal activity financing.
  • Attempting to hack, disrupt, or impair the platform's operations or other users' experience.
  • Registering an account on behalf of another person or allowing others to use your account.

Violation of any of the above responsibilities may result in immediate account suspension or closure, forfeiture of all balances and winnings, and where applicable, appropriate legal action.

4Deposit and Payment Methods

Zk99 accepts deposits via a range of local and international payment methods, including FPX bank transfer, DuitNow, Touch 'n Go eWallet, GrabPay, and cryptocurrencies such as USDT. All deposits are processed securely using 256-bit SSL encryption technology.

The terms relating to deposits are as follows:

  • The minimum deposit amount is RM 10 per transaction; the maximum limit depends on your account level.
  • All deposits must be made using a payment method registered in your own name. Deposits from third-party accounts are not permitted.
  • ZK99 does not charge any processing fees for deposits; however, payment providers may impose their own fees that are beyond our control.
  • Failed deposits due to incorrect information or third-party issues will be handled in accordance with standard review procedures, which may take up to 3 business days.
Important: Funds deposited into your zk99 account are for entertainment purposes only. zk99 is not responsible for any losses resulting from game outcomes.

5Withdrawal of Winnings

Valid wins may be withdrawn at any time subject to the following conditions having been met:

  • Identity verification (KYC) has been successfully completed.
  • All wagering requirements (rollover) associated with the bonus have been fully met.
  • The minimum withdrawal amount is RM 30 per transaction.
  • Withdrawals must be made to a bank account registered under the same name as your zk99 account.

Withdrawal processing time is between 5 to 15 minutes for most payment methods. In cases requiring additional review, the process may take up to 24 hours. zk99 is not responsible for any delays caused by third-party banking systems.

Zk99 reserves the right to request additional verification before processing withdrawals that exceed a specified limit, for security purposes and compliance with anti-money laundering regulations.

6Bonuses, Promotions and Special Offers

Zk99 offers a variety of bonuses and promotions from time to time. Each offer is subject to specific terms and conditions stated on the respective promotions page. General terms applicable to all bonuses are as follows:

  • The welcome bonus can only be claimed once per new user.
  • Wagering (rollover) requirements must be fulfilled within the specified time frame before a withdrawal is permitted.
  • Bonus abuse, including the use of low-risk wagering strategies designed to meet rollover requirements without genuine risk, may result in bonus cancellation and forfeiture of associated winnings.
  • Zk99 reserves the right to withdraw, modify, or terminate any promotion at any time without prior notice.
  • Bonuses cannot be transferred or converted directly to cash until wagering requirements are met.
Please Note: Each user may participate in any promotion once only, unless stated otherwise. Attempting to claim the same bonus using multiple accounts or manipulated information is a serious breach of our terms.

7Game Rules and Fairness

All games available on the zk99 platform use an RNG (Random Number Generator) system that has been verified and certified by recognised independent certification bodies. This ensures that every game outcome is entirely random and cannot be manipulated by any party, including zk99 itself.

In the event of a technical failure or system interruption during gameplay:

  • Any pending bets at the time of a disruption will be voided and the funds returned to the account.
  • ZK99 is not liable for any losses incurred due to technical failures beyond the platform's control.
  • Game results completed prior to the interruption are final and not subject to appeal.

For Live Casino games, results announced by the dealer are final. Any disputes must be submitted within 24 hours of the end of the relevant session through the provided customer support channels.

8Privacy and Data Protection

Zk99 takes the protection of your personal data seriously. All information collected during registration and platform use is handled in accordance with our separate Privacy Policy. By using zk99, you agree to the collection and processing of your data as described in that policy.

Your data will not be sold to third parties for marketing purposes. Your information is only shared when required for payment processing, legal compliance, or when directed by a competent authority.

For more information on how we handle your data, please refer to zk99 Privacy Policy.

9Liability Cap

ZK99 provides its platform and services on an "as is" basis, without any express or implied warranties. To the extent permitted by applicable law, ZK99 is not liable for:

  • Any financial losses incurred as a result of gaming activity on our platform.
  • Service disruptions caused by factors beyond our control, including internet infrastructure failures, power outages, or natural disasters.
  • Any third-party actions that compromise your account due to your own negligence in safeguarding your login credentials.
  • Indirect losses, consequential losses, or loss of opportunity arising from the use of or inability to use the zk99 platform.

Zk99's maximum total liability to you under any circumstances shall not exceed the amount you have deposited within the 30 days preceding the relevant claim.

10Account Closure and Suspension

Zk99 reserves the right to suspend or close your account without prior notice if:

  • A breach of any terms and conditions stated in this document.
  • Suspicious activity indicating fraud, money laundering, or system abuse has been detected.
  • Information provided during registration or the KYC process is found to be inaccurate or false.
  • Account showing no activity for more than 12 consecutive months (inactive account).

You may also request the closure of your own account at any time by contacting the zk99 customer support team. Valid balances will be refunded in accordance with standard withdrawal procedures once the necessary review has been completed. Processing time is between 3 to 7 business days.

11Responsible Gaming

Zk99 is fully committed to the principles of responsible gaming. We provide a range of tools and resources to help members manage their gaming activity in a healthy and controlled manner:

  • Deposit Limit: Set daily, weekly, or monthly deposit limits according to your means.
  • Loss Limit: Set the maximum amount of losses you are willing to absorb within a given period.
  • Account Time-Out: Use the temporary break feature if you need a pause from gaming activity.
  • Self-Exclusion: Request full self-exclusion if you feel that gaming is starting to affect your life.

If you or someone you know needs help with a gambling problem, please seek support from a qualified mental health professional. zk99 encourages all members to play responsibly and within their means. For more information, visit the Responsible Gaming us.

12Contact Us

If you have any questions, concerns, or complaints regarding these Terms and Conditions or any aspect of zk99's services, our support team is ready to assist you via:

  • Live Chat: Available 24 hours a day, 7 days a week through the zk99 platform.
  • Email: [email protected] (response time within 24 hours)

All enquiries will be handled with professionalism and care by our support team, who are proficient in both Malay and English. zk99 is committed to providing accurate, clear, and meaningful responses to every enquiry received.

Applicable Law: These Terms and Conditions are governed by and interpreted in accordance with the laws applicable to zk99's jurisdiction of operation. Any dispute that cannot be resolved amicably will be referred to independent arbitration in accordance with established procedures.

The Protection You Deserve

Behind every term written lies zk99's genuine commitment to protecting the interests and safety of each of our members.

Your Data is Protected

256-bit SSL encryption ensures that all your personal information and financial transactions remain inaccessible to unauthorised parties at all times.

Fair Play Guaranteed

Independently certified RNG ensures that every game outcome is random and cannot be manipulated by anyone, including zk99 itself.

Wins Paid in Full

ZK99 guarantees full payment of all legitimate wins with no deductions or hidden charges. What you win is exactly what you receive.

Your Privacy is Protected

Your personal information will not be shared or sold to any third party for marketing purposes without your prior consent.

24/7 Support

Zk99's Malay-speaking customer support team is available at all times to assist you with any issues or enquiries regarding terms, your account, or transactions.

Responsible Gaming

Responsible gaming tools such as deposit limits, loss limits, and self-exclusion options are available to help you stay in full control.

I Understand and Agree

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With zk99?

By understanding our Terms and Conditions, you are now ready to enjoy a safe, fair, and enjoyable online entertainment experience alongside more than 250,000 zk99 members.

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